Privacy Policy

Last updated: 23rd January 2026

Welcome to Gaurav Pharswan (https://gauravpharswan.in/).

Your privacy is important to us. This Privacy Policy explains what information we collect, how we use it, and how we protect it, in a clear and transparent manner.

This website is a personal blog operated from India and is intended for the general public.


1. Purpose of This Website

This website serves as:

An educational platform for financial literacy
A content and resource hub (articles, tools, templates, opinions)
A lead-generation platform for professional financial consultation services

Reading or interacting with this website does not automatically create a client–advisor relationship.


2. Information We Collect

We collect personal information only when you voluntarily provide it.

Information you may provide:

Email address (newsletter subscription)
Comments on blog posts
Information submitted via contact forms

We do not collect:

Phone numbers
Payment details
Login or account credentials

3. How We Use Your Information

We use your information to:

Respond to queries and messages
Send newsletters or updates (only if you opt in)
Improve website content and user experience
Manage comments and prevent spam
Share educational material and service-related information

We do not sell, rent, or trade your personal data.


4. Cookies & Website Analytics

This website uses cookies to improve user experience.

Cookies may be used for:

Basic website analytics (e.g., Google Analytics)
Understanding visitor behavior and site performance

We do not use advertising or behavioral tracking cookies.

You may disable cookies through your browser settings at any time.


5. Third-Party Services

We may use third-party tools and platforms, including:

Google Analytics
Email marketing services
Affiliate platforms (such as Amazon, Zerodha, Groww, etc.)
Social media embeds (YouTube, Twitter/X, Instagram)

These third parties operate under their own privacy policies. We recommend reviewing them separately.


6. Affiliate Disclosure

Some links on this website may be affiliate links.
If you click on such links and make a purchase, we may earn a commission at no additional cost to you.

Affiliate partnerships do not influence our content, opinions, or recommendations.


7. Investment Advisory & Professional Relationship Disclaimer

This website is intended to act as an educational platform and a lead-generation channel for professional financial consultation services.

All content published on this website — including articles, tools, templates, opinions, emails, and responses — is provided for general informational and educational purposes only.

Nothing on this website constitutes personalized investment advice unless:

A formal client–advisor relationship has been established, and
A written agreement or contract has been executed between both parties.

Any guidance or discussions provided outside a signed contract are limited in nature and should not be relied upon for making investment decisions.

Users are strongly advised to consult a qualified and registered financial professional before acting on any financial information available on this website.


8. No Automatic Advisor–Client Relationship

Accessing this website, subscribing to newsletters, submitting forms, or engaging in discussions does not create an advisor–client relationship.

Such a relationship exists only after a formal agreement is signed.


9. Data Security

We take reasonable steps to protect your personal information.
However, no method of transmission over the internet is completely secure, and absolute security cannot be guaranteed.


10. Your Rights (India, GDPR & CCPA)

Depending on your location, you have the right to:

Request access to your personal data
Request correction or deletion of your data
Opt out of email communications
Withdraw consent at any time
Disable cookies through browser settings

To exercise these rights, please contact us using the details below.


11. Children’s Information

This website is not intended for children under the age of 13.
We do not knowingly collect personal data from children.


12. Changes to This Privacy Policy

We may update this Privacy Policy from time to time.
Any changes will be posted on this page with an updated date.


13. Contact Information

If you have any questions or concerns regarding this Privacy Policy, please contact us:

📧 Email: pharswan.gaurav12@gmail.com
🌐 Contact Form: https://gauravpharswan.in/contact/

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